Rory Macmillan is a digital services lawyer. He regularly advises regulators, policy makers, service providers and international organisations in Europe, Africa and Asia-Pacific on digital payments, remittances, banking and other financial services, digital identification, data protection and privacy law and regulation, as well as access to the telecommunications infrastructure across which digital services are provided, and competition issues in these various markets. He authored the recent study, Big Data, Machine Learning, Data Privacy and Consumer Protection in Digital Financial Services under the Financial Inclusion Global Initiative (FIGI). A native of Scotland, he is admitted to practice law in New York. Rory is a founding partner of Macmillan Keck Attorneys & Solicitors, and heads the firm’s Geneva office. Rory received his LLM from the Yale Law School in the USA in 1994, where he was a Fulbright Scholar and Rotary Scholar. He was awarded his LLB with First Class Honours from the University of Edinburgh in the UK in 1992. He is fluent in French.