Oya Pinar Ardic Alper

Oya Ardic is a Senior Financial Sector Specialist at the Payment Systems Development Group (PSDG) of the Finance, Competitiveness and Innovation (FCI) Global Practice of the World Bank Group. Her work focuses on the area of Universal Financial Access and Payment Aspects of Financial Inclusion (PAFI), international remittances and cross border payments, models for electronic payments acceptance, retail payments strategies, social protection payments, and national financial inclusion strategies. Previously, Oya held various positions within the financial sector at the World Bank Group. Before joining the World Bank Group, Oya worked at Boğaziçi University in Istanbul, Turkey as an Associate Professor of Economics.